Buyer Resources

Home Purchase Cost Estimate

Cost of Home
Purchase price
$ 
GST (if applicable)
$ 
Total Cost of Home
Up-Front Costs
Appraisal fee (if applicable)
$ 
Deposit (to be paid when you sign the Offer to Purchase)
$ 
Down payment
$ 
Estoppel certificate fee (for condominium/strata unit)
$ 
Home inspection fee
$ 
Land registration fee
$ 
Legal fees and disbursements
$ 
Mortgage broker's fee (if applicable)
$ 
Mortgage loan insurance premium (can be included in your mortgage)
$ 
Prepaid property taxes and/or utility bills adjustment
$ 
Property insurance
$ 
Survey or certificate of location cost
$ 
Title insurance
$ 
Other
$ 
Total Up-Front Costs
Other Costs
Appliances
$ 
Gardening equipment
$ 
Snow-clearing equipment
$ 
Window treatments
$ 
Decorating materials
$ 
Hand tools
$ 
(De)humidifier
$ 
Moving expenses
$ 
Renovations or repairs
$ 
Service hook-up fees
$ 
Condominium fees
$ 
Total Other Costs
Total
* For lines of credit and credit cards, some financial institutions consider the credit limit while others consider the current ammount owed. Depending on what your financial institution looks at, you might want to use the credit limit for your net worth calculation.